Family Car Sales
          Specialist in Fords, new and old  

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We work with third party credit providers and they will assess their lending against your credit score. We will always try to help you get finance, but unfortunately we cannot guarantee it.

Here at Cator Family Car Sales we believe everyone should be able to get the car finance they need, in order to own a reliable car that they can be proud of. 

All our cars are HPI-checked, have a thorough Pre-Delivery Inspection and come with a 3-month Comprehensive Warranty, plus 12-month MOT’s.

We also cater for people with poor / bad credit!

The team at Cator Family Car Sales are proud to announce that we can now provide car finance for people who have previously had credit problems.

We are non-judgmental and here to help. We have worked with hundreds of customers in a no-pressure environment to assist in finding them affordable car finance even though they had struggled to get finance elsewhere.

Whether you’ve had CCJ’s, Defaults, are an Ex-Bankrupt or you’re Self Employed we believe that we can help. We can also help members of HM Forces who sometimes have difficulty in obtaining car finance.

We will always try to find you the best finance deal we can, ensuring that payments are affordable and suitable to your circumstances. We work with well-established finance companies who are usually able to help customers with poor credit histories or who simply have been declined elsewhere. Our lender partners focus on your current situation and whether or not their finance products are both suitable and affordable based on an assessment of your individual circumstances.

Call in and have a friendly chat today – 

we may have your next car waiting for you to drive away!

CALL STEVE or SOPHIE ON 01953 789504 or 07793 037926 TODAY!


To make things even simpler we offer:

* Pre-approval prior to viewing

* Existing Finance Settled

* Zero deposit Finance (subject to status)

* Fast approval

* Tailor-made finance packages

* Application over the phone or in-person

Whether you’re looking for a prestige or family car, your first cherished motor or even just looking to upgrade your old ‘runabout’ then come and chat to us! 

CALL STEVE or SOPHIE ON 01953 789504 or 07793 037926 TODAY!


What is car finance? The product we use is called Hire Purchase, otherwise known as HP. It is one of the most popular types of financing cars as you can pay off the balance in affordable monthly instalments at a fixed rate of interest. The credit is secured against the vehicle being purchased and you are paying a fixed monthly payment over an agreed term. You will own the vehicle once all monthly payments and any option to purchase fee has been paid in full.

Hire Purchase - Pro’s & Con’s


* Simple to arrange

* Fixed monthly payments

* Fixed interest rates

* Flexible term lengths 24-48 months

* Cars HPI checked

* Vehicle belongs to you after final payment

* Particularly suitable for purchasing vehicles


* The vehicle belongs to the finance company until you pay your final payment

* If you don't keep up your repayments your vehicle will be at risk of being repossessed

* Hire Purchase is not suitable if you are planning on paying off your loan within a short period of time.

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Lockhart-Cator Limited t/a Cator Family Car Sales - Postal Address: TJ Ind Est, Bottkle Corner, Besthorpe, Norwich, NR17 2LW.

Authorised and Regulated by The Financial Conduct Authority Membership No. 685320.